Legal

Privacy Policy

Last Updated: January 1, 2026

Contents

  1. Introduction
  2. Information We Collect
  3. How We Use Information
  4. SMS & Text Message Communications
  5. Information Sharing
  6. Mobile Data & Opt-In
  7. Data Security
  8. Your Rights
  9. Data Retention
  10. Contact Us

1. Introduction

Amexco Capital LLC ("Amexco Capital," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit a funding inquiry, or otherwise interact with our services as a direct lender.

By using our website or providing your information to us, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use our website or submit information to us.

2. Information We Collect

We may collect the following categories of information:

  • Contact Information: Your name, business name, email address, and (if you choose to provide it) phone number.
  • Business Information: Details about your company, funding needs, and requested funding amount.
  • Communications: The content of messages you send us through our contact form, email, or text.
  • Technical Data: IP address, browser type, device information, and general usage data collected automatically.

3. How We Use Information

We use the information we collect to:

  • Evaluate and respond to your funding inquiries and applications;
  • Provide, maintain, and improve our financial products and services;
  • Communicate with you about your inquiry, account, or our services;
  • Send marketing and promotional communications where you have consented;
  • Comply with legal, regulatory, and contractual obligations; and
  • Protect against fraud and maintain the security of our operations.

4. SMS & Text Message Communications

If you opt in to receive SMS/MMS text messages from Amexco Capital LLC, the following terms apply to those communications:

  • Consent: By providing your mobile number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional text messages from Amexco Capital LLC, which may be sent using an automated telephone dialing system (ATDS).
  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Rates: Message and data rates may apply, according to your mobile carrier plan.
  • Opt-Out: Reply STOP to opt out at any time. After you send STOP, we will send a confirmation message, and you will no longer receive SMS messages from us unless you opt in again.
  • Help: Reply HELP for assistance, or contact us at philip@amexcocapital.com.
  • Not a Condition: Consent is NOT a condition of purchase or of receiving any financial product or service from us.

5. Information Sharing

We may share your information with trusted service providers who perform functions on our behalf (such as hosting, analytics, and communications), with regulators or authorities where required by law, and in connection with a business transaction such as a merger or acquisition. We do not sell your personal information.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Mobile Data & Opt-In

Your mobile opt-in information and SMS consent are treated as confidential. As stated above, this text messaging originator opt-in data and consent will not be shared with any third parties, affiliates, or partners for their marketing or promotional purposes. We use your mobile number solely to deliver the SMS communications you have requested and to service your relationship with Amexco Capital LLC.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, loss, misuse, or alteration. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, or delete the personal information we hold about you, and to withdraw consent to certain processing. To exercise these rights, contact us using the details below. You may opt out of marketing emails at any time using the unsubscribe link, and opt out of SMS by replying STOP.

9. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, to comply with our legal and regulatory obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: